Help & Support / Transfer fees
Transfer fees
Updated
Every fee comes out of the transaction itself. Nothing is billed to you later.
| What you're doing | Fee |
|---|---|
| Sending stablecoins (standard) | 0.1% |
| Sending to USDT on Tron | 0.15% |
| Bitcoin over Lightning to USDT on Tron | 0.6% |
| Instant Bitcoin deposit (no confirmation wait) | +0.3% on top |
| Sending to a deposit address you've used before | +0.4% on top |
The fine print
- Minimum fee per transfer: $0.01 for stablecoins, 50 sats for Bitcoin.
- Requesting an exact amount on the receiving end costs nothing extra.
- Receiving into Guap — Lightning or stablecoin — is typically free.
Teller cash rates are separate
Cash at a Guap Teller doesn't use the table above — Teller rates are separate. When you cash out, the rate between USDB, Guap's digital dollar (1 USDB is designed to equal 1 US dollar), and TTD includes a small spread.
The rate updates live and is shown in the app before you confirm — no rate is locked in advance. See buying and cashing out for the full walkthrough.
Questions about a fee on your transfer? Message us and we'll walk you through it.